Browse Mortgages

Hinckley & Rugby recognises that choosing the right mortgage may be difficult, but we have always tried to make our products straightforward and easy to understand so that you can select the product best suited to your needs.

We are proud of the service which we provide to our members but don’t just take our word for it – read some of their comments.

Choose from the product types below to find the mortgage to suit you…alternatively you may wish to use our Mortgage Finder to help you.

All our mortgages are available on properties in England and Wales. You must be 18 to be able to apply for a mortgage. All mortgages will be subject to status and an assessment of the property.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Flexible Mortgages

Flexible mortgages from Hinckley and Rugby Building Society

Take control and adapt your mortgage to suit your changing needs, by taking a payment holiday or making an underpayment or overpayment Continue reading →

Fee Free Mortgages

Fee Free mortgages from Hinckley and Rugby Building Society

Get all the benefits of a Hinckley & Rugby mortgage but with no fees to pay during the life of the mortgage, including when you apply, complete or redeem Continue reading →

Fixed Rate Mortgages

Fixed Rate mortgages from Hinckley and Rugby Building Society

Fixed Rate Mortgages offer you peace of mind that your monthly payments will not vary for a set period whether or not the Bank of England Base Rate changes Continue reading →

Tracker Mortgages

Trackers mortgages from Hinckley and Rugby Building Society

Tracks the independently set Bank of England Base Rate for an agreed period, by a pre-arranged amount –monthly payments automatically change in line with the Base Rate Continue reading →

Discount Mortgages

Discount mortgages from Hinckley and Rugby Building Society

Get a discount off Standard Variable Rate (SVR) for a set period – if the SVR changes, the discount is guaranteed to remain the same Continue reading →

Offset mortgages

Offset mortgages from Hinckley and Rugby Building Society

Save money and potentially reduce the term of your mortgage by offsetting your savings – over the life of your mortgage you are only charged interest on the difference Continue reading →

Buy to Let Mortgages

Buy to Let mortgage from Hinckley and Rugby Building Society

Manage your property portfolio, whether you are just starting out as a landlord, expanding by buying a new property or moving from another lender Continue reading →

Self Build Mortgages

H&R-Self-Build-Mortgage category-Icon-House

If you’re creating your dream home from scratch, you’ll need a purpose-built mortgage too Continue reading →

Standard Variable Rate Mortgage Category

Standard Variable rate mortgages from Hinckley and Rugby Building Society

Hinckley & Rugby’s Standard Variable Rate Mortgage. Continue reading →