Flexible Offset Mortgages

Having a flexible mortgage with the Hinckley and Rugby Building Society could help you save money and reduce the term of your mortgage.

Flexible mortgages are important to help you keep up with the repayments on your mortgage, otherwise you are at risk of having your home repossessed. Hinckley and Rugby Building Society offers two different types of flexible mortgages to help you manage your mortgage and finances, both with the option to add an offset facility and making them flexible offset mortgages.

Flexible offset mortgages allow you to save money and reduce the term of your mortgage by offsetting the amount saved in a special account against the interest that would be charged on your mortgage.

The benefits of our Flexible Offset Mortgages include:

• Changing your mortgage payments in line with any changes to your financial circumstances
• Increasing monthly payments at any time, without incurring any charges.
• The option to take payment holidays for up to 3 months each year
• Flexibility so that you can access your savings at any time


Our Flexible Offset Mortgages are only available on properties in England and Wales.

For more information on any of the products above, view the range of Flexible Mortgages available from Hinckley and Rugby Building Society.