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Mortgages

Hinckley and Rugby recognises that choosing the right mortgage may be difficult, but we have always tried to make our products straightforward and easy to understand so that you can select the product best suited to your needs.

We are proud of the service which we provide to our customers but don't just take our word for it -  click here to read some of their comments.

Choose from the product types below to find the mortgage to suit your needs...

You must be 18 to be able to apply for a mortgage. All mortgages will be subject to status and an assessment of the property.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

  • Tracker Mortgages Tracker Mortgages Tracker Mortgages A Tracker Mortgage benefits you by tracking the independently set Bank of England Base Rate for an agreed period, by a pre-arranged amount – this means your monthly payment will automatically change in line with any adjustments made to the Base Rate
  • Flexible Mortgages Flexible Mortgages Flexible Mortgages A Flexible Mortgage puts you in control by allowing you to adapt your mortgage to suit your changing needs – for instance, you might want to take a payment holiday or make an underpayment or overpayment
  • Offset Mortgages Offset Mortgages Offset Mortgages An Offset Mortgage could allow you to save money and reduce the term of your mortgage by using your savings - the amount of your savings is offset against your mortgage and over the life of your mortgage you are only charged interest on the difference
  • Standard Variable Rate Standard Variable Rate Standard Variable Rate Hinckley and Rugby’s Standard Variable Rate Mortgage