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Author Archive | Phil

Owner-occupiers and landlords alike can benefit from capital reductions

Ready, offset, go!

In a poll of brokers by Mortgage Solutions, more than half said a broader choice of offset mortgage product options would help them advise more customers about the deals. We’ve certainly been doing our bit for a long time – … Continue reading

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The UKs ongoing monetary policy

With the benefit of foresight

Who said this about the UK’s recent (and ongoing) monetary policy? “Essentially it makes the rich richer and makes life difficult for ordinary savers.” Jeremy Corbyn, do you think? His shadow chancellor John McDonnell? Nope. It’s George Osborne, talking to … Continue reading

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Hinckley & Rugby one-year bond

A bond to boot into row Z

Harnessing your emotional well-being to the fortunes of your football club is one thing, but putting the return on your savings at the mercy of dodgy refereeing decisions, managerial touchline bans and a misfiring striker is quite another. But that’s … Continue reading

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faster mortgages are only faster if there are no bumps in the road

A rebuttal of rapid

Getting a purchase delivered by first class post used to be the premium option. Then ‘guaranteed within 48 hours’ came along. Pretty soon ‘next day delivery’ emerged.  Now, if you live in the right postcode, Amazon Prime will drop your … Continue reading

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