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For Intermediaries only. Not for public use.

Joint borrower sole proprietor mortgages

H&R for Intermediaries offers joint borrower sole proprietor mortgages at up to 95% LTV (subject to product availability) in its range of residential products and up to 75% LTV in its range of Buy to Let products.

The arrangement is designed to enable, for example, parents to help a son or daughter to buy a home with the only charge being on the property being purchased.

The buyer’s income is boosted by that of parents or a guardian as part of the application but without adding them to the title deeds and with no need for any savings to be lodged with the Society as security.

Please visit our product pages below and select products named ‘Joint Borrower Sole Proprietor’ from the table.



Please contact our Business Development team to discuss the specifics of your client’s circumstances prior to submitting an application.