H&R for Intermediaries offers joint borrower sole proprietor mortgages at up to 95% LTV in its range of residential products and up to 75% LTV in its range of Buy to Let products.
The arrangement is designed to enable, for example, parents to help a son or daughter to buy a home with the only charge being on the property being purchased.
The buyer’s income is boosted by that of parents or a guardian as part of the application but without adding them to the title deeds and with no need for any savings to be lodged with the Society as security.
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Brokers with joint borrower sole proprietor clients should contact the Business Development team ahead of submitting an application by calling 01455 894084.