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For Intermediaries only. Not for public use.

Professional mortgages


Please note that, until further notice, we are unable to accept mortgage enquiries or applications at anything more than 80% loan to value.

Please read our latest information.

H&R for Intermediaries has a specialist range of bespoke mortgages for professionals with higher loan to income multiples and increased maximum loan sizes.

The range recognises the future earning potential of doctors, dentists, lawyers, barristers and ACA/ACCA qualified accountants, who can borrow up to 5.5 times income at up to 80% LTV, up to 4.8 times income at up to 90% LTV and 4.5 times above 90% LTV.

The multiple decreases for experienced medics, for example a doctor can get a multiple of 4.2 five or more years after qualifying.

Brokers with professional clients should contact the Business Development team ahead of submitting an application by calling 01455 894084.

Please click on the PDF guides below for the Professional products:

Adobe PDF  2 Year Fixed Rate Professional Mortgages

Adobe PDF  5 Year Fixed Rate Professional Mortgages