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For Intermediaries only. Not for public use.

Residential products

H&R for Intermediaries recognises that choosing the right mortgage for your client may be difficult, but we have always tried to make our products straightforward and easy to understand.

Please find below a complete list of all currently available residential mortgage products.  Use the arrow tools in the column headings to search for products by rate or by maximum loan to value.

Please note this table includes our Joint Borrower Sole Proprietor and Later Life products – these are clearly noted in the product name.

Please refer to the individual product guide for details of the minimum loan size.  The maximum loan size varies according to LTV.  Please use the Criteria – Residential section to check this before producing an illustration.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Product nameCurrent rateMax LTVFees applicableValuation includedERC free
Standard Variable Rate Mortgage Product
svr-DBASE
5.89%75%Arrangement fee: £250
Completion fee: None
NoYes
Lifetime Discount
LD-LTDS29
2.84%80%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
2 Year Discount Mortgage
2YD-RVD39
2.84%80%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
5 Year Fixed Rate Mortgage Products
5YF-F173
3.29%80%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo
2 Year Fixed Rate Mortgages
2YF-RVF102
2.99%80%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo
Later Life Lifetime Discount
LL-LLLD5
3.09%70%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
Later Life 2 Year Fixed
LL-LLRF6
3.19%70%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo
Later Life 5 Year Fixed
LL-LLF3
3.49%70%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo
Joint Borrower Sole Proprietor 5 Year Fixed Fee Free
JBSP-F169
3.19%80%Arrangement fee: None
Completion fee: None
Free where the price or the value of the property is £1million or lessNo
Joint Borrower Sole Proprietor 2 Year Fixed
JBSP-RVF96
2.99%80%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo