H&R for Intermediaries is a non-scorecard lender and understands that ‘different’ doesn’t necessarily mean ‘bad’.
All of our processes are manual so when an enquiry or application doesn’t quite tick all of the boxes, our underwriters take the time to look at the case as a whole to see if a positive lending outcome can be achieved.
We have created a special range of residential and buy to let products to accommodate these potentially high quality but underserved borrowers.
Please click on the PDF guide below to see our current product range.
Please contact our Business Development team if you have an application you would like to discuss.