Just some of the reasons why you should choose us.
No credit scoring
We are manual underwriters and don't use credit scoring in our process
Manual underwriting
Our Mortgage Referrals Committee meets daily at 3pm to discuss unusual business enquiries
Individual circumstances
We consider individual circumstances when making the lending decision
Areas of niche lending:
Borrowing
Joint borrower sole proprietor to 95% and BTL to 75%
Topslicing
BTL rental shortfalls supported by personal income
Downsizing
Interest only downsizing with no minimum income
Credit ratings
Minor credit blips
No maximum age
Refer all enquiries for individual consideration
New builds
New build flats and houses to 90%