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2 Year Fixed Rate Mortgages

2 Year Fixed mortgages from Hinckley and Rugby Building Society

SPECIAL MORTGAGE SCHEME

With effect from 24 November 2021

Available throughout England and Wales

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Maximum loan to value available:Fixed for 2 years from date of completionReverts to 1.65% discount off SVR for the next 3 yearsThen reverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
85%2.05% fixed4.24% variable5.89% variable4.7% APRC
Enquire about this 2.05% fixed rateMore information about this 2.05% fixed rate - 2 Year Fixed Rate MortgagesMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.

Maximum loan to value available:Fixed for 2 years from date of completionReverts to 1.65% discount off SVR for the next 3 yearsThen reverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
90%2.25% fixed4.24% variable5.89% variable4.8% APRC
Enquire about this 2.25% fixed rateMore information about this 2.25% fixed rate - 2 Year Fixed Rate MortgagesMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.

Maximum loan to value available:Fixed for 2 years from date of completionReverts to 1.65% discount off SVR for the next 3 yearsThen reverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
95%2.50% fixed4.24% variable5.89% variable4.8% APRC
Enquire about this 2.50% fixed rateMore information about this 2.50% fixed rate - 2 Year Fixed Rate MortgagesMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.


Representative example

A mortgage of £220,000.00 payable over 20 years initially on a fixed rate for two years of 2.25%, then on a discounted variable rate of 4.24% for the next three years and then on our Standard Variable Rate of 5.89% for the remaining 15 years would require 24 monthly payments of £1,139.18, followed by 36 monthly payments of £1,339.77 and 180 monthly payments of £1,493.30.

The total amount payable would be £344,965.04 made up of the loan amount plus interest (£124,366.04), an arrangement fee (£199.00), a legal fee (£250.00), and a mortgage exit administration fee (£150.00).

The overall cost for comparison is 4.8% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage type

This product belongs to the following type of mortgages:
Fixed Rate Mortgages