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2 Year Fixed Rate Mortgages

2 Year Fixed mortgages from Hinckley and Rugby Building Society

SPECIAL MORTGAGE SCHEME

With effect from 1 August 2022

Available throughout England and Wales

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Maximum loan to value available:Fixed for 2 years from date of completionReverts to 1.65% discount off SVR for the next 3 yearsThen reverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
90%3.90% fixed4.79% variable6.44% variable5.7% APRC
Enquire about this 3.90% fixed rateMore information about this 3.90% fixed rate - 2 Year Fixed Rate MortgagesMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.

Maximum loan to value available:Fixed for 2 years from date of completionReverts to 1.65% discount off SVR for the next 3 yearsThen reverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
95%4.10% fixed4.79% variable6.44% variable5.7% APRC
Enquire about this 4.10% fixed rateMore information about this 4.10% fixed rate - 2 Year Fixed Rate MortgagesMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.


Representative example

A mortgage of £213,600.00 (a loan of £212,800.00 plus a completion fee of £800 added to the loan) payable over 23 years initially on a fixed rate for two years of 4.10%, then on a discounted variable rate of 4.79% for the next three years and then on our Standard Variable Rate of 6.44% for the remaining 18 years would require 24 monthly payments of £1,196.56, followed by 36 monthly payments of £1,272.35 and 216 monthly payments of £1,440.43.

The total amount payable would be £386,253.92 made up of the loan amount plus interest (£172,054.92), an arrangement fee (£199.00), a legal fee (£250.00), and a mortgage exit administration fee (£150.00).

The overall cost for comparison is 5.7% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage type

This product belongs to the following type of mortgages:
Fixed Rate Mortgages