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5 Year Fixed Rate Mortgage Products

5 Year Fixed Rate Mortgages from Hinckley and Rugby Building Society

SPECIAL MORTGAGE SCHEME

With effect from 18 August 2022

Available throughout England and Wales

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGES

   
Maximum loan to value available:Fixed for 5 years from completionReverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
90%3.90% fixed6.44% variable 5.5% APRC
Enquire about this 3.90% fixed rateMore information about this 3.90% fixed rate - 5 Year Fixed Rate Mortgage ProductsMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.

Maximum loan to value available:Fixed for 5 years from completionReverting for the rest of the term of the mortgage to Standard Variable Rate (SVR)The overall cost for comparison is:
95%4.10% fixed6.44% variable 5.6% APRC
Enquire about this 4.10% fixed rateMore information about this 4.10% fixed rate - 5 Year Fixed Rate Mortgage ProductsMaximum loan:For details of the maximum loan available for your required loan to value please call our in-house mortgage advisors on 01455 894735.


Representative example

A mortgage of £213,600.00 (a loan of £212,800.00 plus a completion fee of £800 added to the loan) payable over 23 years initially on a fixed rate for five years of 4.10% and then on our Standard Variable Rate of 6.44% for the remaining 18 years would require 60 monthly payments of £1,196.56, followed by 216 monthly payments of £1,429.80.

The total amount payable would be £381,229.40 made up of the loan amount plus interest (£167,030.40), an arrangement fee (£199.00), a legal fee (£250.00) and mortgage exit administration fee (£150.00).

The overall cost for comparison is 5.6% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage type

This product belongs to the following type of mortgages:
Fixed Rate Mortgages