Specialist – 6.15% fixed to 31/12/29
F235 With effect from 07 October 2024
Fixed until 31/12/29 from date of completion.
Maximum loan to value available:
The overall cost for comparison
Monthly repayments calculator
Whether you’re looking for residential or buy-to-let products, use our helpful calculators to pre-determine the likely status of your application.
Fee information
Representative Example
Standard Features
- Available on properties in England and Wales
- Available for house purchase or remortgages
- Additional borrowing is available for existing mortgages
- Interest Only Mortgages are available up to a maximum of 70% LTV provided a suitable repayment strategy such as equity within a second property owned by the applicants. Alternatively the sale of the applicants residential security will be considered up to a maximum of 60% LTV.
- Sale of applicants’ residential security will be considered in the specific circumstance of the LTV being 60% or lower and subject to a review of the credibility of downsizing in the local area
- Minimum loan £100,000 (existing members £50,000)
- Minimum term 5 years
- Normal maximum term 40 years, depending on age limits
- Interest calculated on a daily basis
- Applications accepted for advances on private dwelling houses of various types providing they are of Standard Construction
- No tied insurances
- Minimum age for applicants 18
- Portable up to the existing mortgage balance
- Tariff of charges during the life of any mortgage available on request
- For remortgages, the property must have been owned by the applicants for a minimum of 6 months
- Cashback for remortgages – £250 cashback paid to your nominated bank account within one month of the completion of your mortgage
Advice about letting your property
Buying a rental property is very different from buying a home to live in. It is strongly recommended that you take advice about purchasing property to let or on letting property you already own from an accredited body such as:
- National Residential Landlords Association
- Propertymark
Further guidance and information is also available on the governments Money Helper Website
Applying for an account
Our team are here to help you through every step of your mortgage application process. We know it may seem daunting, especially if this is your first time, but pick up the phone and speak to one of our advisors and they’ll lay out the process step-by-step.
New to Hinckley & Rugby? Let us help
Get the help you need, from creating an account, deposits, withdrawals.
Why our mortgages
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla viverra tristique augue ut vulputate. Pellentesque vitae ligula tortor. Praesent vulputate nunc sit amet libero scelerisque, imperdiet pulvinar metus ultricies.