Must not be used for portfolio landlords, e.g. where the combined number of mortgaged properties held exceeds 3. Please see the separate portfolio lending calculator.
Please enter the details below for an indication of the maximum loan available based solely on rental income.
If the rental income coverage is insufficient we may be able to accept personal income to cover the shortfall. If this is the case then please carefully enter the aggregate BTL portfolio details, residential mortgage amounts and personal income and expenditure where requested.
The calculator is unsuitable for more than two applicants or joint applications where more than one residential household exists. Please contact us to check affordability in these instances. Our Guide to Terms and Underwriting Criteria contains full details of our lending criteria.
If you have any queries about our lending criteria please click on the link on this page to request a call back from a member of our experienced Business Development team. Calls are normally returned within a matter of minutes.