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Residential Products

H&R for Intermediaries recognises that choosing the right mortgage for your client may be difficult, but we have always tried to make our products straightforward and easy to understand.

Please find below a complete list of all currently available residential mortgage products.  Use the arrow tools in the column headings to search for products by rate or by maximum loan to value.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Product nameCurrent rateMax LTVFees applicableValuation includedERC free
Standard Variable Rate Mortgage Product
svr-DBASE
6.14%75%Arrangement fee: £250
Completion fee: None
NoYes
Lifetime Discount
LD-LTDS24
2.59%80%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
Lifetime Discount
LD-LTDS17
2.74%90%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
Lifetime Discount
LD-LTDS20
3.84%95%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
2 Year Discount Mortgage
2YD-RVD22
2.04%85%Arrangement fee: £199
Completion fee: £800 (can be added)
NoYes
2 Year Discount Mortgage
2YD-RVD25
2.24%90%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessYes
2 Year Discount Mortgage
2YD-RVD29
2.99%95%Arrangement fee: £199
Completion fee: None
NoYes
5 Year Fixed Rate Mortgage Products
5YF-158
2.99%90%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo
2 Year Fixed Rate Mortgages
2YF-RVF79
2.59%90%Arrangement fee: £199
Completion fee: £800 (can be added)
Free where the price or the value of the property is £1million or lessNo
2 Year Fixed Rate Mortgages
2YF-RVF67
3.09%95%Arrangement fee: £199
Completion fee: None
NoNo
5 Year Fixed Fee Free Mortgage Products
5YF-F151
3.49%95%Arrangement fee: None
Completion fee: None
Free where the price or the value of the property is £1million or lessNo