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Save your way today. Thank yourself tomorrow.
UK Savings Week is here to help the nation save.
Whether you’re taking your first steps into the world of saving, working towards a specific goal, or simply looking to improve your money management skills, you’ve come to the right place.
Every September, UK Savings Week aims to raise awareness of the benefits of saving by providing information, guidance and tools to help people make informed financial decisions. Even if you’re not able to save right now, there are useful resources and links to support available, helping you take positive steps today that can make a difference to your financial future.
Did you know there are around 14 million people in the UK who have less than £100 of savings to fall back on in an emergency?
We want to help you have the security of knowing you can deal with the unexpected.
If you’re worried about money, expert, impartial advice and resources are available.
Want to save but don’t know where to start?
The first step towards saving success is deciding that you want to become a saver. It may sound simple, but making that commitment is often the biggest hurdle. Once you’ve taken that first step, you might be surprised by what you can achieve.
Before you start saving, it helps to take a little time to understand your finances, set realistic goals and think about what will help keep you on track.
Key things to consider when starting to save:
Know your finances: Understand what money comes in, what goes out, and where small changes to your spending could create opportunities to save. It may feel daunting at first, but taking control of your finances is a positive first step. Stay calm and reach out for support if you need it.
Set realistic goals: Having a clear, achievable and specific goal can help keep you motivated. Think about what you’re saving for and when you’d like to reach your target.
Stay consistent: Regular saving habits, even small ones, can make a difference over time. Make use of apps and tools that can help you stay on track and monitor your progress.
Stay balanced and plan ahead: Everyone deserves a treat now and then. Staying balanced can actually help you remain in control and stick to your plans. Think ahead about the spending temptations you may face and how you’ll deal with them.
Are you making the most of your savings?
Ok, so you have savings, that’s great! But are they working hard for you?
To help make sure your savings are working as hard as possible, these steps could help:
Check your current situation
Have you reviewed your finances recently? You may find you can afford to save a little more, or you may be stretching yourself too much and need to adjust how much or how often you save.
Is your money working as hard as it could be?
What accounts do you hold and what interest are you earning? Have you made sure your savings are kept separate from your everyday spending money?
Keeping some money easily accessible is a good idea, as you never know when you might need a financial safety net. However, it could be worth exploring whether some of your savings would be better placed in a higher interest account. For example, a notice account or fixed rate bond could help your savings grow faster.
Explore what’s available
Different providers, savings accounts and investment options may offer greater returns. However, it’s important to fully understand the terms, conditions and any risks involved before making a decision. Make sure you ask for full details and seek clarification if there is anything you don’t understand.
Our team offers free savings reviews to help you review your savings goals, understand your options and check whether the accounts you currently hold are still right for you. Get in touch to book an appointment or pop into your local branch.
Speak to our friendly team
If you would like to speak to someone about your savings – whether you’re starting out on your journey or looking to maximise your potential – we are here to help. Pop into your local branch and have a chat with our friendly team or drop us a line on 0800 4346343.
For more information
There is a wealth of useful information on the UK Savings Week website. Take some time to have a look around. Whether you’re just getting started, looking to build your savings knowledge, or are looking for support managing your money, you’ll find plenty of helpful information and resources.
You can also explore our blogs below, which highlight some of the key things to consider when choosing a savings account, tips for helping young people develop good savings habits early, and an explanation of how interest is calculated and paid.
Useful links
Not sure what you need?
Let us help
Explore our website to find what you need, or click below to get in touch with a member of our team.