Our homes account for 30% of the country’s total energy use. To help reach the UK Government’s net zero carbon emissions target by 2050, properties will be required to have a minimum Energy Performance Certificate (EPC) rating.
- New rental properties will be required to have a minimum EPC of C by April 2025
- Existing tenanted properties will be required to have a minimum EPC of C by December 2028
It is expected that these requirements will apply to all properties eventually.
The Society is keen to play our part in reducing home energy consumption by offering cost-friendly funding solutions to existing borrowers seeking to improve their EPC rating.
Our Green Mortgage products are available to existing borrowers pledging to use at least 50% of the additional funds for energy efficiency improvements. If you have plans for your property, you may be eligible for a Green Mortgage – check the list of acceptable home improvements below.
Speak to one of our advisers today to find out more.
Energy-efficiency measures | Heating measures | Renewable energy generation | Property resilience measures |
Insulation to existing envelope components, such as external walls, roofs, lofts, basements, and ground floors (including measures to ensure airtightness and reduce the effects of thermal bridges) | Installation and replacement of heating, ventilation, air conditioning (HVAC) and domestic hot water systems equipment related to district heating | Solar hot water | BS 851188 standard products to enhance resistance to flooding, such as flood-doors and windows, demountable barriers |
Energy-efficient external doors | Ground source heat pumps | Solar photovoltaic | Resilient insulation |
Loft insulation | Micro combined heat and power (Micro-CHP) | Rainfall capture | Enhanced resilience to flooding, such as resilient wall and floor finishes |
Low-energy lights | Replacement of old pumps with efficient circulating pumps | Enhanced resistance to heatwaves such as external shutters and external insulation | |
Tank and pipe insulation | Heating controls | ||
Cavity wall insulation | Air source heat pumps | ||
Internal wall insulation | |||
Double glazing | |||
Insulated render | |||
External wall insulation | |||
Draught proofing |
Get in touch
Please call us on 01455 894 735 and speak to a member of our team.
Our lines are open Monday – Friday 9am – 5pm. We are closed on Saturdays, Sundays and bank holidays.
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