Branches & agencies
Our homes account for 30% of the country’s total energy use. To help reach the UK Government’s net zero carbon emissions target by 2050, properties will be required to have a minimum Energy Performance Certificate (EPC) rating.
- New rental properties will be required to have a minimum EPC of C by April 2025
- Existing tenanted properties will be required to have a minimum EPC of C by December 2028
It is expected that these requirements will apply to all properties eventually.
The Society is keen to play our part in reducing home energy consumption by offering cost-friendly funding solutions to existing borrowers seeking to improve their EPC rating.
Our Green Mortgage products are available to existing borrowers pledging to use at least 50% of the additional funds for energy efficiency improvements. If you have plans for your property, you may be eligible for a Green Mortgage – check the list of acceptable home improvements below.
Speak to one of our advisers today to find out more.
| Energy-efficiency measures | Heating measures | Renewable energy generation | Property resilience measures |
| Insulation to existing envelope components, such as external walls, roofs, lofts, basements, and ground floors (including measures to ensure airtightness and reduce the effects of thermal bridges) | Installation and replacement of heating, ventilation, air conditioning (HVAC) and domestic hot water systems equipment related to district heating | Solar hot water | BS 851188 standard products to enhance resistance to flooding, such as flood-doors and windows, demountable barriers |
| Energy-efficient external doors | Ground source heat pumps | Solar photovoltaic | Resilient insulation |
| Loft insulation | Micro combined heat and power (Micro-CHP) | Rainfall capture | Enhanced resilience to flooding, such as resilient wall and floor finishes |
| Low-energy lights | Replacement of old pumps with efficient circulating pumps | Enhanced resistance to heatwaves such as external shutters and external insulation | |
| Tank and pipe insulation | Heating controls | ||
| Cavity wall insulation | Air source heat pumps | ||
| Internal wall insulation | |||
| Double glazing | |||
| Insulated render | |||
| External wall insulation | |||
| Draught proofing |
Get in touch
Please call us on 01455 894 735 and speak to a member of our team.
Our lines are open Monday – Friday 9am – 5pm. We are closed on Saturdays, Sundays and bank holidays.
Not sure what you need?
Let us help
Explore our website to find what you need or click below, and get in touch with a member of our team.