Take control and adapt your mortgage to suit your changing needs, by taking a payment holiday or making an underpayment or overpayment Continue reading →
Hinckley & Rugby recognises that choosing the right mortgage may be difficult, but we have always tried to make our products straightforward and easy to understand so that you can select the product best suited to your needs.
We are proud of the service which we provide to our members but don’t just take our word for it – read some of their comments.
Choose from the product types below to find the mortgage to suit you…alternatively you may wish to use our Mortgage Finder to help you.
All our mortgages are available on properties in England and Wales. You must be 18 to be able to apply for a mortgage. All mortgages will be subject to status and an assessment of the property.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Fee Free Mortgages
Get all the benefits of a Hinckley & Rugby mortgage but with no fees to pay during the life of the mortgage, including when you apply, complete or redeem Continue reading →
Fixed Rate Mortgages
Fixed Rate Mortgages offer you peace of mind that your monthly payments will not vary for a set period whether or not the Bank of England Base Rate changes Continue reading →
Discount Mortgages
Get a discount off Standard Variable Rate (SVR) for a set period – if the SVR changes, the discount is guaranteed to remain the same Continue reading →
Offset mortgages
Save money and potentially reduce the term of your mortgage by offsetting your savings – over the life of your mortgage you are only charged interest on the difference Continue reading →
Buy to Let Mortgages
Manage your property portfolio, whether you are just starting out as a landlord, expanding by buying a new property or moving from another lender Continue reading →
Standard Variable Rate Mortgage Category
Hinckley & Rugby’s Standard Variable Rate Mortgage. Continue reading →
Cashback Mortgages
A cashback mortgage offers you a lump sum just after you have moved into your new home which you can use however you wish. Continue reading →