On Thursday, 18 December 2025, the Bank of England reduced the base rate by 0.25% to 3.75%. To view how this change will affect our savings and mortgages, click here.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

Managing your mortgage

We have a range of resources available if you need help to manage your mortgage. You can explore frequently asked questions, payment holidays, adding or removing a borrower on the mortgage, and more.