H&R for Intermediaries has a specialist range of bespoke mortgages for professionals with higher loan to income multiples and increased maximum loan sizes.
The range recognises the future earning potential of doctors, dentists, lawyers, barristers and ACA/ACCA qualified accountants, who can borrow up to 5.5 times income at up to 80% LTV, up to 4.8 times income at up to 90% LTV and 4.5 times above 90% LTV.
The multiple decreases for experienced medics, for example a doctor can get a multiple of 4.2 five or more years after qualifying.
Please click on the PDF guide below for the Professional products:
Please contact our Business Development team to discuss the specifics of your client’s circumstances prior to submitting an application.